CardCalc | Reveal Your Net Settlement & Cashback Reality
What was it actually sold for?
Stop looking at gross turnover. Turnover is vanity; settlement is reality. CardCalc reveals the "Hidden Tax" on your transactions and helps you choose the merchant model that actually fits your business.
The Transparency Gap
Most payment providers want you to focus on a "Simple Flat Rate." They hide the gap between what the customer pays and what you receive.
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The Flat-Rate Illusion: A 1.75% fee sounds small until you realize it applies to your VAT and your margins. On a £100 sale, you aren't "paying £1.75"; you are losing a chunk of your actual profit.
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The Merchant Trap: Many "0.3% headline rates" are myths that never appear on a real-world statement. We believe in showing you the truth before you sign a contract.
Run Your Settlement Audit
Because a 1.75% flat rate isn't just a fee—it’s a tax on your VAT and your growth.
This tool allows you to compare your current "Estimated" costs against the POSimple "Net Reality" models.
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Step 1: Enter your average monthly card turnover.
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Step 2: Enter your current provider's rate (e.g., 1.75%).
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Step 3: Compare against our Integrated Merchant Models, including our high-reward cashback options that can earn you up to 0.8% back on your supplier spending.
Choose the Model That Fits Your Scale
When you use CardCalc and a POSimple-integrated merchant, your Xero or QuickBooks accounts finally match your bank balance.
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No more "reconciliation gaps."
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No more guessing at margins.
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Total Audit-Ready Transparency.